{"id":3927,"date":"2020-06-11T21:26:02","date_gmt":"2020-06-11T19:26:02","guid":{"rendered":"https:\/\/www.criteriaclaims.com\/fca-takes-8-insurers-to-the-uk-supreme-court-to-determine-whether-they-should-take-over-losses\/"},"modified":"2023-02-20T17:30:48","modified_gmt":"2023-02-20T16:30:48","slug":"insurers-cessation-commercial-activity-pandemic","status":"publish","type":"post","link":"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/","title":{"rendered":"FCA takes 8 insurers to the UK Supreme Court to determine whether they should take over losses"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;-25px|auto||auto||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Texto&#8221; _builder_version=&#8221;4.20.0&#8243; text_font_size=&#8221;21px&#8221; text_line_height=&#8221;1.6em&#8221; hover_enabled=&#8221;0&#8243; text_font_size_tablet=&#8221;18px&#8221; text_font_size_phone=&#8221;16px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; z_index_tablet=&#8221;500&#8243; text_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; text_text_shadow_vertical_length_tablet=&#8221;0px&#8221; text_text_shadow_blur_strength_tablet=&#8221;1px&#8221; link_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; link_text_shadow_vertical_length_tablet=&#8221;0px&#8221; link_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ul_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ul_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ul_text_shadow_blur_strength_tablet=&#8221;1px&#8221; ol_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; ol_text_shadow_vertical_length_tablet=&#8221;0px&#8221; ol_text_shadow_blur_strength_tablet=&#8221;1px&#8221; quote_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; quote_text_shadow_vertical_length_tablet=&#8221;0px&#8221; quote_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_2_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_2_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_2_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_3_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_3_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_3_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_4_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_4_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_4_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_5_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_5_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_5_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_6_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_6_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_6_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>The health crisis caused by the coronavirus is affecting the insurance sector considerably. In addition to the low results obtained during the first quarter of the year, there are also multiple complaints in some countries by companies and self-employed workers, who are demanding that insurance companies cover their losses in the months when their businesses cease to operate during the state of alarm.<\/p>\n<p>Complaints have already begun in countries such as Great Britain, where employers in the catering sector have joined forces to take joint legal action against insurers.<\/p>\n<p>This week we learned that the British FCA (Financial Conduct Authority) named a total of 8 insurers in the details of the Supreme Court claim as a test case that will lay the groundwork and define the future of possible payments for the cessation of business during the pandemic.<\/p>\n<p>The 8 insurers included in the lawsuit are as follows:<\/p>\n<ul>\n<li> Arch Insurance (UK) Limited<\/li>\n<li> Argenta Syndicate Management Limited<\/li>\n<li> Ecclesiastical Insurance Office Plc<\/li>\n<li> Hiscox Insurance Company Limited<\/li>\n<li> MS Amlin Underwriting Limited<\/li>\n<li> QBE UK Limited<\/li>\n<li> Royal &amp; Sun Alliance Insurance Plc<\/li>\n<li> Zurich Insurance Plc<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>The regulator said in his presentation that insurers should be held accountable for cease and desist claims related to the coronavirus crisis, and &#8220;that he supports the position of policyholders to prove these points&#8221; in order to bring clarity to the market and determine the regulatory and supervisory policy of insurers.<\/p>\n<p>But, as the FCA also states, &#8220;policyholders should not assume that the mere inclusion of their policy in this case will mean that it is liable for their financial losses. The intention is to help policyholders and insurers gain a much clearer picture of which business interruption policies are actually responding to the pandemic and which are not. <\/p>\n<p>According to RSA Group CEO Stepen Hester, &#8220;Across the industry, there are texts that are not as well written as they should be. Hester adds that RSA is taking on claims when there is this ambiguity in coverage wording unless the insurer has clear and firm legal advice that the claim should be denied. <\/p>\n<p>We will hear the final decision of the British Supreme Court judges on the case next month.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][et_pb_comments show_count=&#8221;off&#8221; _builder_version=&#8221;4.16&#8243; form_field_font=&#8221;||||||||&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#f1bb3f&#8221; button_border_radius=&#8221;7px&#8221; button_letter_spacing=&#8221;0px&#8221; button_font=&#8221;||||||||&#8221; button_use_icon=&#8221;off&#8221; z_index_tablet=&#8221;500&#8243; header_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_text_shadow_blur_strength_tablet=&#8221;1px&#8221; meta_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; meta_text_shadow_vertical_length_tablet=&#8221;0px&#8221; meta_text_shadow_blur_strength_tablet=&#8221;1px&#8221; body_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; body_text_shadow_vertical_length_tablet=&#8221;0px&#8221; body_text_shadow_blur_strength_tablet=&#8221;1px&#8221; form_field_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; form_field_text_shadow_vertical_length_tablet=&#8221;0px&#8221; form_field_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; box_shadow_horizontal_fields_tablet=&#8221;0px&#8221; box_shadow_vertical_fields_tablet=&#8221;0px&#8221; box_shadow_blur_fields_tablet=&#8221;40px&#8221; box_shadow_spread_fields_tablet=&#8221;0px&#8221; box_shadow_horizontal_button_tablet=&#8221;0px&#8221; box_shadow_vertical_button_tablet=&#8221;0px&#8221; box_shadow_blur_button_tablet=&#8221;40px&#8221; box_shadow_spread_button_tablet=&#8221;0px&#8221; text_shadow_horizontal_length_tablet=&#8221;0px&#8221; text_shadow_vertical_length_tablet=&#8221;0px&#8221; text_shadow_blur_strength_tablet=&#8221;1px&#8221; global_colors_info=&#8221;{}&#8221; button_text_color__hover=&#8221;#ffffff&#8221; button_text_color__hover_enabled=&#8221;on&#8221; button_bg_color__hover=&#8221;#f1bb3f&#8221; button_bg_color__hover_enabled=&#8221;on&#8221; button_border_color__hover=&#8221;#f1bb3f&#8221; button_border_color__hover_enabled=&#8221;on&#8221;]<\/p>\n<p>[\/et_pb_comments][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Complaints have already begun in countries such as Great Britain, where employers in the catering sector have joined forces to take joint legal action against insurers. <\/p>\n","protected":false},"author":2,"featured_media":4011,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"categories":[30,281],"tags":[51,53,47,54,50,52,48,49],"class_list":["post-3927","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industry-news","category-industry-news-en","tag-british-supreme-court-insurers","tag-business-and-insurance-companies-cease","tag-hiscox-en","tag-insurance-policy-coverage","tag-insurers","tag-insurers-and-pandemic","tag-rsa-en","tag-zurich-en"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>FCA takes 8 insurers to the UK Supreme Court such as Hiscox<\/title>\n<meta name=\"description\" content=\"Companies and freelancers require insurers to cover their losses in the months of cessation of activity of their businesses during the state of alarm.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FCA takes 8 insurers to the UK Supreme Court such as Hiscox\" \/>\n<meta property=\"og:description\" content=\"Companies and freelancers require insurers to cover their losses in the months of cessation of activity of their businesses during the state of alarm.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/\" \/>\n<meta property=\"og:site_name\" content=\"Criteria | Insurance Claims &amp; Loss Adjusters\" \/>\n<meta property=\"article:published_time\" content=\"2020-06-11T19:26:02+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-02-20T16:30:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.criteriaclaims.com\/wp-content\/uploads\/2020\/06\/closed.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"700\" \/>\n\t<meta property=\"og:image:height\" content=\"394\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Criteria\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Criteria\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/\"},\"author\":{\"name\":\"Criteria\",\"@id\":\"https:\/\/www.criteriaclaims.com\/en\/#\/schema\/person\/4eca3bf7def08a32af15a38261ef72e1\"},\"headline\":\"FCA takes 8 insurers to the UK Supreme Court to determine whether they should take over losses\",\"datePublished\":\"2020-06-11T19:26:02+00:00\",\"dateModified\":\"2023-02-20T16:30:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/\"},\"wordCount\":985,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.criteriaclaims.com\/wp-content\/uploads\/2020\/06\/closed.jpg\",\"keywords\":[\"British Supreme Court insurers\",\"business and insurance companies cease\",\"Hiscox\",\"insurance policy coverage\",\"insurers\",\"insurers and pandemic\",\"RSA\",\"Zurich\"],\"articleSection\":[\"industry news\",\"industry news\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/\",\"url\":\"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/\",\"name\":\"FCA takes 8 insurers to the UK Supreme Court such as Hiscox\",\"isPartOf\":{\"@id\":\"https:\/\/www.criteriaclaims.com\/en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.criteriaclaims.com\/wp-content\/uploads\/2020\/06\/closed.jpg\",\"datePublished\":\"2020-06-11T19:26:02+00:00\",\"dateModified\":\"2023-02-20T16:30:48+00:00\",\"author\":{\"@id\":\"https:\/\/www.criteriaclaims.com\/en\/#\/schema\/person\/4eca3bf7def08a32af15a38261ef72e1\"},\"description\":\"Companies and freelancers require insurers to cover their losses in the months of cessation of activity of their businesses during the state of alarm.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/#primaryimage\",\"url\":\"https:\/\/www.criteriaclaims.com\/wp-content\/uploads\/2020\/06\/closed.jpg\",\"contentUrl\":\"https:\/\/www.criteriaclaims.com\/wp-content\/uploads\/2020\/06\/closed.jpg\",\"width\":700,\"height\":394,\"caption\":\"Aseguradoras y cese temporal de la actividad empresarios\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\/\/www.criteriaclaims.com\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"FCA takes 8 insurers to the UK Supreme Court to determine whether they should take over losses\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.criteriaclaims.com\/en\/#website\",\"url\":\"https:\/\/www.criteriaclaims.com\/en\/\",\"name\":\"Criteria | Insurance Claims &amp; Loss Adjusters\",\"description\":\"Adjustment Bureau\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.criteriaclaims.com\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.criteriaclaims.com\/en\/#\/schema\/person\/4eca3bf7def08a32af15a38261ef72e1\",\"name\":\"Criteria\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.criteriaclaims.com\/en\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/56ade1084c1078bd4e75173170b4e974c6cf2e310b6d66d166f14fdafaa36551?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/56ade1084c1078bd4e75173170b4e974c6cf2e310b6d66d166f14fdafaa36551?s=96&d=mm&r=g\",\"caption\":\"Criteria\"},\"url\":\"https:\/\/www.criteriaclaims.com\/en\/author\/broblesgonzalezgmail-com\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"FCA takes 8 insurers to the UK Supreme Court such as Hiscox","description":"Companies and freelancers require insurers to cover their losses in the months of cessation of activity of their businesses during the state of alarm.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/","og_locale":"en_US","og_type":"article","og_title":"FCA takes 8 insurers to the UK Supreme Court such as Hiscox","og_description":"Companies and freelancers require insurers to cover their losses in the months of cessation of activity of their businesses during the state of alarm.","og_url":"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/","og_site_name":"Criteria | Insurance Claims &amp; Loss Adjusters","article_published_time":"2020-06-11T19:26:02+00:00","article_modified_time":"2023-02-20T16:30:48+00:00","og_image":[{"width":700,"height":394,"url":"https:\/\/www.criteriaclaims.com\/wp-content\/uploads\/2020\/06\/closed.jpg","type":"image\/jpeg"}],"author":"Criteria","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Criteria","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/#article","isPartOf":{"@id":"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/"},"author":{"name":"Criteria","@id":"https:\/\/www.criteriaclaims.com\/en\/#\/schema\/person\/4eca3bf7def08a32af15a38261ef72e1"},"headline":"FCA takes 8 insurers to the UK Supreme Court to determine whether they should take over losses","datePublished":"2020-06-11T19:26:02+00:00","dateModified":"2023-02-20T16:30:48+00:00","mainEntityOfPage":{"@id":"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/"},"wordCount":985,"commentCount":0,"image":{"@id":"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/#primaryimage"},"thumbnailUrl":"https:\/\/www.criteriaclaims.com\/wp-content\/uploads\/2020\/06\/closed.jpg","keywords":["British Supreme Court insurers","business and insurance companies cease","Hiscox","insurance policy coverage","insurers","insurers and pandemic","RSA","Zurich"],"articleSection":["industry news","industry news"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/","url":"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/","name":"FCA takes 8 insurers to the UK Supreme Court such as Hiscox","isPartOf":{"@id":"https:\/\/www.criteriaclaims.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/#primaryimage"},"image":{"@id":"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/#primaryimage"},"thumbnailUrl":"https:\/\/www.criteriaclaims.com\/wp-content\/uploads\/2020\/06\/closed.jpg","datePublished":"2020-06-11T19:26:02+00:00","dateModified":"2023-02-20T16:30:48+00:00","author":{"@id":"https:\/\/www.criteriaclaims.com\/en\/#\/schema\/person\/4eca3bf7def08a32af15a38261ef72e1"},"description":"Companies and freelancers require insurers to cover their losses in the months of cessation of activity of their businesses during the state of alarm.","breadcrumb":{"@id":"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/#primaryimage","url":"https:\/\/www.criteriaclaims.com\/wp-content\/uploads\/2020\/06\/closed.jpg","contentUrl":"https:\/\/www.criteriaclaims.com\/wp-content\/uploads\/2020\/06\/closed.jpg","width":700,"height":394,"caption":"Aseguradoras y cese temporal de la actividad empresarios"},{"@type":"BreadcrumbList","@id":"https:\/\/www.criteriaclaims.com\/en\/insurers-cessation-commercial-activity-pandemic\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/www.criteriaclaims.com\/en\/"},{"@type":"ListItem","position":2,"name":"FCA takes 8 insurers to the UK Supreme Court to determine whether they should take over losses"}]},{"@type":"WebSite","@id":"https:\/\/www.criteriaclaims.com\/en\/#website","url":"https:\/\/www.criteriaclaims.com\/en\/","name":"Criteria | Insurance Claims &amp; Loss Adjusters","description":"Adjustment Bureau","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.criteriaclaims.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.criteriaclaims.com\/en\/#\/schema\/person\/4eca3bf7def08a32af15a38261ef72e1","name":"Criteria","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.criteriaclaims.com\/en\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/56ade1084c1078bd4e75173170b4e974c6cf2e310b6d66d166f14fdafaa36551?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/56ade1084c1078bd4e75173170b4e974c6cf2e310b6d66d166f14fdafaa36551?s=96&d=mm&r=g","caption":"Criteria"},"url":"https:\/\/www.criteriaclaims.com\/en\/author\/broblesgonzalezgmail-com\/"}]}},"_links":{"self":[{"href":"https:\/\/www.criteriaclaims.com\/en\/wp-json\/wp\/v2\/posts\/3927","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.criteriaclaims.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.criteriaclaims.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.criteriaclaims.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.criteriaclaims.com\/en\/wp-json\/wp\/v2\/comments?post=3927"}],"version-history":[{"count":9,"href":"https:\/\/www.criteriaclaims.com\/en\/wp-json\/wp\/v2\/posts\/3927\/revisions"}],"predecessor-version":[{"id":8178,"href":"https:\/\/www.criteriaclaims.com\/en\/wp-json\/wp\/v2\/posts\/3927\/revisions\/8178"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.criteriaclaims.com\/en\/wp-json\/wp\/v2\/media\/4011"}],"wp:attachment":[{"href":"https:\/\/www.criteriaclaims.com\/en\/wp-json\/wp\/v2\/media?parent=3927"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.criteriaclaims.com\/en\/wp-json\/wp\/v2\/categories?post=3927"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.criteriaclaims.com\/en\/wp-json\/wp\/v2\/tags?post=3927"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}